Effective Date: 7th April 2025
Welcome to Finance Calculator (“we”, “our”, or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, services, and software (collectively, the “Service”).
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.
1. Use of the Service
You may use the Service only in compliance with these Terms and all applicable laws. The Service is intended for personal, non-commercial use unless otherwise agreed in writing.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
2. Financial Disclaimer
The Service provides tools to model financial scenarios and outcomes. It does not provide financial advice. All projections and estimates are for informational purposes only and are not guaranteed.
You should consult with a qualified financial advisor before making any investment, savings, or retirement decisions.
3. User Data and Privacy
Our collection and use of your information is governed by our Privacy Policy. By using the Service, you consent to the collection and use of this information.
If you use third-party authentication (e.g. Google, Discord), we may collect basic profile data as permitted by that service.
4. Termination
We reserve the right to suspend or terminate your access to the Service at our discretion, without notice, if we believe you are violating these Terms or any applicable law.
5. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Service.
6. Modifications to the Service or Terms
We reserve the right to modify or discontinue the Service at any time. We may also revise these Terms from time to time. Continued use of the Service constitutes your acceptance of any such changes.
7. Governing Law
These Terms shall be governed by the laws of England and Wales, without regard to conflict of law principles.
8. Contact Us
If you have any questions about these Terms, please contact us at fincalc@gallowgate.org.